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Revised July 1, 2010

Account Balancing Assistance
$25.00 per hour; one-hour minimum
Account Research
$25.00 per hour; one-hour minimum
Bad Address
$5.00 per month
Business Checking Service Charge
$7.00 per month, waived with $10,000 average monthly balance
Business Check Items Deposited
0-50: free, 51-500: $0.20 per /item, >500: $0.25per item, per month
Business Coin & Currency
1% of the order
Business Payroll Services
   Initial Setup
   Monthly Access
   Technical Support
$100.00; includes one (1) month of technical support
$20.00 per month
$50.00 per month; only billed for months used
Check Copy*
$1.00 per item
Check Printing
Cost will vary based on check selection
Collection Items
Charged at cost plus 20%
Counter Check
Five (5) free per month; $2.00 per check thereafter
Dormant Account (savings only)
$10.00 per month if no activity for one (1) year. This will be waived if you meet any of the following conditions: 1) You are under 18 years of age. 2) You have an active loan, credit card or share certificate. 3) The aggregate balance of your share accounts exceeds $500.00.
Escheated Account
$100.00
Excessive Transaction Fee - Applies only to Savings, Money Market and Business Money Market Accounts
Six (6) free transfers/electronic withdrawals per statement cycle $5.00 per transaction thereafter.
Foreign ATM Usage
No fee is charged for the use of an ATM owned by us. At Non-DVCU owned ATMs, the fee is $1.00 per transaction over four (4) per month. Other institutions may assess a fee when you use their ATM.
Garnishments, Executions and Levies
$1.00 per copy and/or $25.00 per hour, one-hour minimum
Late Payment
$20.00 per month when a payment is not received within ten (10) days of the payment due date
Night Deposit Bag with Lock
$25.00 per bag
Overdraft Fee
$28.00 per item. If you do not have available funds in your account to cover an item, we may pay the item and overdraw your account (an overdraft item). “Items” include overdrafts created by check in-person withdrawls ATM withdrawls or other electronic means.
Return Fee
$28.00 per returned item. If you do not have available funds in your account to cover an item, we may return the item unpaid (a returned item). “Items” include checks and other electronic payments.
Remote Deposits Adjustment
$5.00 per item
Returned Deposited Items
$25.00 per Member Item
$10.00 per Third Party Item
Safe Deposit Boxes
3” x 10” – $25.00
5” x 10” – $35.00
10” x 10” – $70.00
Stop Payment
$25.00 per member item and per official item
Travelers Cheques*
   U.S. Amex Gift Cheques
   U.S. Amex Single
   U.S. Amex Cheques for Two
   Foreign
$1.50 per gift cheque
$1.00 per $100.00
$1.50 per $100.00
Per schedule/exchange rate
Value Checking Account Monthly Service Fee
$5.00 per month.  Fee is waived if average daily balance is $500.00 or more or if enrolled in eStatements.
Visa® Draft Copy or Express Mailed Card
Charged at cost
Visa® Instant Issued Card
$5.00 per card
Visa® International Transaction Fee
1% on all international transactions
Wires (outgoing)
   Domestic (U.S.)
   International
$15.00
$35.00
Zipper Bag
$5.00 per bag

*Waived for Prime Value Members

Please refer to Important Account Information For Our Members for account terms and conditions.



Equal Housing Lender Deer Valley Credit Union Federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the United States Government
Federally Insured by the NCUA
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