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Investing in your future is the best gift you can give yourself. We can help you make the right choice today…for a comfortable tomorrow. Deer Valley Credit Union offers a variety of secure investment alternatives for retirement or tax-deferred savings, including the Traditional IRA, Roth IRA, Coverdell Education Savings Account and Simplified Employee Pension (SEP). We offer a variety of Individual Retirement Account (IRA) programs to meet your financial needs. Choose from a Share IRA account to an IRA Share Certificate.

Traditional IRA

A traditional IRA offers the advantages of tax-deductible contributions now, building earnings until you need them, and deferring taxes on your earnings until they are withdrawn.*

Roth IRA

A Roth IRA offers flexibility by allowing you to pay taxes now and reap the benefits in the future. Within qualifying limits, Roth IRA contributions and earnings may be withdrawn tax-free.*

Coverdell Education Savings Account

The Coverdell Education Savings Account (formerly know as the Education IRA) is a savings account that will help pay for your child's education. You can contribute up to $2,000 per year to help pay for your child or grandchild's qualified educational expenses, tax-free.*

Simplified Employee Pension (SEP)

A SEP allows employers to set up a type of individual retirement account, known as a SEP IRA, for themselves and their employees.


Comparing your IRA options -- A quick reference on the key differences among Traditional, Roth and Coverdell Education Savings Accounts.

Call your credit union representative at 602.375.7300 or 800.579.5051, or e-mail us at info@dvcu.org for more information.

Rates

Share certificates

Disclosures


*Your tax advisor can offer more guidance on which type of IRA may be best for your needs.



Equal Housing Lender Deer Valley Credit Union Federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the United States Government
Federally Insured by the NCUA
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