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Personal Loans

Unsecured loans: A personal loan can provide a specific dollar amount for a set period of time to be used for any reason, and requires no collateral. Check our rates and terms.

Line of credit: Take advances as you need it, up to your approved amount. Allows the option of overdraft protection for your checking account. Low rates and flexible terms available.

Secured Loans

Our secured loans offer instant approvals with no credit checks.

Savings secured loans: Receive a lower interest rate when you use your savings as collateral for a loan.

  • An excellent way to establish credit

  • Your savings account continues to earn dividends


    • Certificate secured loans: Use your share certificate of deposit as collateral for your loan.

  • Your share certificate will continue to earn dividends



    • We make the process simple and convenient. We offer instant approval on most loans through the following means:



    Equal Housing Lender Deer Valley Credit Union Federally insured to at least $250,000 by NCUA and backed by the full faith and credit of the United States Government
    Federally Insured by the NCUA
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